Hi I'm Reshma Rumsey - Thames Valley's Features Producer.
Over the next 12 months we'll be adopting a family and giving them a full money makeover with our Thames Valley money expert Melanie Wright.
It's a worrying year ahead - with bleak financial predictions. The Credit Crunch is here. Food and energy prices are going up while house prices are going down - life is getting more expensive all the time.
So we want to help. Melanie will be helping our Thames Valley family every step of the way looking at everything from their mortgage, credit cards bills, loans, fuel and energy bills, food, insurance, phone, holidays - pretty much everything you can think of.
This month, we're aiming to clean up with an old-fashioned clear out. There's hundreds of pounds to be made by decluttering your home and selling things you simply don't need.
Get some advice from de-cluttering expert Sandy Garfield or car boot sale experts Giant Boot Sale